Terms of Use

Last updated 27 March 2026

About this website

This website is operated by Refina Branding LLC, a company registered in Dubai, UAE, with its registered office at East Wing, Latifa Tower, Sheikh Zayed Road, Trade Centre First, Dubai, UAE ("Refina Branding", "we", "us", "our"). By using this website, you accept these terms. If you do not accept them, please do not use this website.

Use of this website

You may use this website for lawful purposes only. You must not:

  • Use this website in any way that breaches applicable local, national, or international law or regulation;
  • Transmit any unsolicited or unauthorised advertising or promotional material;
  • Knowingly introduce viruses, trojans, worms, or other malicious or technologically harmful material;
  • Attempt to gain unauthorised access to any part of this website or any system or network connected to it;
  • Reproduce, duplicate, copy, or resell any part of this website in contravention of these terms.

Intellectual property

All content on this website (including text, graphics, logos, images and design) is owned by or licensed to Refina Branding LLC and is protected by copyright and other intellectual property laws.

You may view, download and print content from this website for your own personal use. You must not use any content for commercial purposes without obtaining a licence to do so from us or our licensors.

Our content is not professional advice

The content on this website (including our insights and articles) is provided for general information purposes only. It does not constitute professional advice and should not be relied upon as such. We recommend that you obtain specific professional advice before making any decision based on content from this website.

This website may contain links to external websites operated by third parties. These links are provided for your convenience only. We have no control over the content of those websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Limitation of liability

To the extent permitted by law, Refina Branding LLC excludes all conditions, warranties, representations, or other terms which may apply to this website or any content on it, whether express or implied.

Refina Branding LLC will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with the use of, or inability to use, this website.

Nothing in these terms limits or excludes our liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be limited or excluded by law.

Governing law

These terms, their subject matter and their formation, are governed by the laws of the United Arab Emirates. You and we both agree that the courts of Dubai will have exclusive jurisdiction in relation to any dispute or claim arising from these terms.

Privacy and data protection

Your use of this website is also subject to our Privacy Notice, which explains how we collect and use your personal data in accordance with UAE Federal Decree Law No. 45 of 2021 on the Protection of Personal Data (PDPL). Please read it carefully.

Changes to these terms

We may revise these terms at any time by amending this page. Please check this page periodically, as the terms are binding on you.

Contact

If you have any concerns or questions about material on this website, please contact us at legal@refina.ae or write to Refina Branding LLC, East Wing, Latifa Tower, Sheikh Zayed Road, Trade Centre First, Dubai, UAE.